The Biz-IQ Team

David M. Caul — Gain 28 years of experience in one day!

David Caul David M. Caul - Senior Strategic Advisor, Contract CFO

Today David is keen to share his wisdom and knowledge with start-up organizations, passing on experience gained during more than 28+ years in commercial finance and contract CFO positions, as well as business consulting.

Drawing on a diverse background that spans industries and assignments, David has been a senior strategic advisor addressing long term financial strategy, sustainable growth and operations management.

By offering his services as a business advisor, strategist and Contract CFO, David brings an opportunity for businesses to have an experienced CFO without the cost.

Accounting staff will remain and grow with David’s oversight. His experience and strategic CFO applications can enhance the organization’s ability to determine “the way ahead”.

Advantages of this approach are that it carries less risk and is more cost effective - fewer role adjustments, no hiring expenses, lower salary costs, no orientation. Not to be overlooked is the opportunity for a junior, motivated accountant to grow and move upward in their career.

A CFO is proactive and leads business strategy, vastly increasing an organization’s capacities, strengths and depth. Strategic plans, projections and forecasts will help ensure the long-term success of the organization. A CFO must be entrepreneurial, assisting all disciplines in the organization. For example, the President and CEO can benefit from a CFO’s financial guidance and counsel on issues such as expansion, partnering, business models and potential acquisitions, bench-marking, interpreting financial data, problems and opportunities and innovative ways to measure performance.

David’s success strategies have earned him a sterling reputation within the banking industry and among his peers and clientele. A future business entrepreneur stands to benefit from the knowledge gained through his very successful career; in fact this is an opportunity to gain 28 year’s experience in just one day!

104 - 300 Waterfront Cres.
Victoria, BC V8T 5K3

Doug Fosbrooke — Financial Management for Business

Doug Fosbrooke

Doug Fosbrooke draws on 25 years in the banking business and more than 30 in his own business - to arrange financing for small businesses, or to offer advice on business issues.

A consultant to small business, he specializes in assisting companies with growth financing and restructuring.

Doug is a virtual encyclopedia of financing and the tricky business of securing loans.

Fosbrooke & Associates Ltd
7710 5th St Se Suite 207
Calgary, AB T2H 2L9

Testimonials - Doug Fosbrooke

Eva St. Amand — Quick Books, Bookkeeping, Audit preparation

Eva St. Amand

Learning Direction Inc.

Eva St. Amand is a partner and CFO in LearningDirection Inc.

Eva has varied and long term experience in small – business functions.

Her specializations include QuickBooks: (set up, staff training, supervision, monitoring), bookkeeping, temporary replacement and part-time Controller functions, Cash Management Systems (CMS), finance and procedural manuals, specialized accounting documents, preparation for corporate audits / tax returns, personal taxes.

Her skill at recruiting, training, supervising full time, part time or contract finance staff is highly appreciated by her client corporations.

403.870.7602 or

David St. Amand, B.Sc., M.Cnt. Ed.

David St. Amand

David is the CEO of LearningDirection Inc..

He works to provide quick access to services you need to grow your business.

David is an experienced learning advisor and organizational analyst.

He is also a concise, clear, technical writer specializing in proposals, policy and safety manuals, organizational descriptions, and business plans.

When it comes to corporate training, David concentrates on gap analysis, training design, and implementation, new manager training, train the trainer and self directed learning.

203 Templeton Circle NE Calgary AB T1Y 4G6


Let us help you build your business and find the financing you need to remain strong. Call Biz-IQ today 778.440.2711.